@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@600;700;800&display=swap');

:root {
  --onn-primary: #ec7000;
  --onn-primary-dark: #bd5600;
  --onn-primary-light: #fff0e2;
  --onn-secondary: #1d4f91;
  --onn-secondary-dark: #123764;
  --onn-accent: #ffb81c;
  --onn-white: #ffffff;
  --onn-text: #213044;
  --onn-text-soft: #59697d;
  --onn-border: #dce4ed;
  --onn-bg: #f6f8fb;
  --onn-bg-soft: #edf3f8;
  --onn-success: #14804a;
  --onn-shadow-sm: 0 8px 24px rgba(18, 55, 100, .08);
  --onn-shadow-md: 0 22px 60px rgba(18, 55, 100, .13);
  --onn-radius-sm: 10px;
  --onn-radius-md: 18px;
  --onn-radius-lg: 28px;
  --onn-container: 1200px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 96px; }
body.onncredi-page { margin: 0; color: var(--onn-text); background: var(--onn-white); font: 400 15px/1.62 'DM Sans', sans-serif; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
body.menu-open { overflow: hidden; }
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
h1, h2, h3, h4, p { margin-top: 0; }
h1, h2, h3, h4 { font-family: 'Manrope', sans-serif; text-wrap: balance; }
p { text-wrap: pretty; }
ul, ol { margin: 0; padding: 0; list-style: none; }
main { display: block; }
[id] { scroll-margin-top: 100px; }
.onncredi-container { width: min(100% - 40px, var(--onn-container)); margin-inline: auto; }
.onncredi-skip-link { position: fixed; z-index: 2000; top: 12px; left: 12px; padding: 10px 16px; color: #fff; background: var(--onn-secondary-dark); border-radius: 8px; transform: translateY(-150%); }
.onncredi-skip-link:focus { transform: translateY(0); }
.onncredi-section { padding: clamp(72px, 8vw, 112px) 0; }
.onncredi-section--soft { background: var(--onn-bg); }
.onncredi-section__heading { max-width: 760px; margin: 0 auto 48px; text-align: center; }
.onncredi-section__heading--left { margin-left: 0; text-align: left; }
.onncredi-section__eyebrow { display: inline-flex; align-items: center; gap: 8px; margin-bottom: 14px; color: var(--onn-primary-dark); font-size: .78rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.onncredi-section__eyebrow::before { content: none; }
.onncredi-section__title { margin-bottom: 16px; color: var(--onn-secondary-dark); font-size: clamp(36px, 3.4vw, 52px); line-height: 1.08; letter-spacing: -.04em; }
.onncredi-section__description { margin: 0; color: var(--onn-text-soft); font-size: clamp(18px, 1.6vw, 23px); }
.onncredi-badge { display: inline-flex; align-items: center; padding: 8px 13px; color: var(--onn-secondary-dark); background: rgba(255,255,255,.82); border: 1px solid rgba(18,55,100,.12); border-radius: 999px; font-size: .78rem; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.onncredi-btn { display: inline-flex; align-items: center; justify-content: center; min-height: 52px; padding: 0 24px; border: 1px solid transparent; border-radius: 12px; font-weight: 800; line-height: 1; text-align: center; touch-action: manipulation; transition: color .2s ease, background-color .2s ease, border-color .2s ease, box-shadow .2s ease, transform .2s ease; }
.onncredi-btn:hover { transform: translateY(-2px); }
.onncredi-btn--primary { color: #fff; background: var(--onn-primary); box-shadow: 0 10px 24px rgba(236,112,0,.23); }
.onncredi-btn--primary:hover { background: var(--onn-primary-dark); box-shadow: 0 14px 30px rgba(189,86,0,.28); }
.onncredi-btn--outline { color: var(--onn-secondary-dark); background: rgba(255,255,255,.72); border-color: rgba(18,55,100,.24); }
.onncredi-btn--outline:hover { color: #fff; background: var(--onn-secondary); border-color: var(--onn-secondary); }
.onncredi-btn--light { color: var(--onn-secondary-dark); background: #fff; }
.onncredi-btn--light:hover { color: var(--onn-primary-dark); }
.onncredi-btn--outline-light { color: #fff; border-color: rgba(255,255,255,.5); }
.onncredi-btn--outline-light:hover { background: rgba(255,255,255,.12); border-color: #fff; }
.onncredi-btn--block { width: 100%; }

.onncredi-header { position: sticky; z-index: 1000; top: 0; color: #fff; background: var(--onn-secondary-dark); border-bottom: 0; transition: box-shadow .2s ease; }
.onncredi-header.is-scrolled { box-shadow: var(--onn-shadow-sm); }
.onncredi-header__wrapper { display: flex; align-items: center; min-height: 84px; gap: 24px; }
.onncredi-header__brand { flex: 0 0 auto; }
.onncredi-logo { display: inline-flex; align-items: center; gap: 12px; }
.onncredi-logo img { width: 54px; height: 54px; object-fit: contain; padding: 3px; background: #fff; border-radius: 8px; }
.onncredi-logo__text { display: flex; flex-direction: column; line-height: 1.2; }
.onncredi-logo__name { color: #fff; font: 800 1.1rem/1.1 'Manrope', sans-serif; }
.onncredi-logo__tagline { margin-top: 4px; color: rgba(255,255,255,.68); font-size: .7rem; }
.onncredi-nav { margin-left: auto; }
.onncredi-nav__list { display: flex; align-items: center; gap: 26px; }
.onncredi-nav__link { position: relative; display: block; padding: 10px 0; color: rgba(255,255,255,.88); font-size: .92rem; font-weight: 700; transition: color .2s ease; }
.onncredi-nav__link::after { content: ''; position: absolute; right: 0; bottom: 3px; left: 0; height: 2px; background: var(--onn-primary); transform: scaleX(0); transform-origin: right; transition: transform .2s ease; }
.onncredi-nav__link:hover, .onncredi-nav__link.is-active { color: #fff; }
.onncredi-nav__link:hover::after, .onncredi-nav__link.is-active::after { transform: scaleX(1); transform-origin: left; }
.onncredi-header__cta { flex: 0 0 auto; }
.onncredi-header__cta .onncredi-btn { min-height: 46px; padding-inline: 20px; color: var(--onn-secondary-dark); background: #fff; box-shadow: none; }
.onncredi-menu-toggle { display: none; width: 46px; height: 46px; margin-left: auto; padding: 0; align-items: center; justify-content: center; flex-direction: column; gap: 5px; background: #fff; border: 1px solid var(--onn-border); border-radius: 10px; }
.onncredi-menu-toggle__line { width: 20px; height: 2px; background: var(--onn-secondary-dark); transition: transform .2s ease, opacity .2s ease; }
.onncredi-menu-toggle[aria-expanded='true'] .onncredi-menu-toggle__line:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.onncredi-menu-toggle[aria-expanded='true'] .onncredi-menu-toggle__line:nth-child(2) { opacity: 0; }
.onncredi-menu-toggle[aria-expanded='true'] .onncredi-menu-toggle__line:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.onncredi-page-banner { position: relative; isolation: isolate; overflow: hidden; padding: clamp(76px, 9vw, 126px) 0; color: #fff; background: var(--onn-secondary-dark); }
.onncredi-page-banner::before { content: ''; position: absolute; z-index: -1; inset: 0; background: linear-gradient(115deg, transparent 50%, rgba(236,112,0,.92) 50.1%, rgba(236,112,0,.92) 58%, transparent 58.1%), radial-gradient(circle at 80% 10%, rgba(255,255,255,.18), transparent 30%); opacity: .8; }
.onncredi-page-banner__content { max-width: 780px; }
.onncredi-page-banner__title { margin-bottom: 16px; font-size: clamp(48px, 5.5vw, 72px); line-height: .98; letter-spacing: -.05em; }
.onncredi-page-banner__text { max-width: 760px; margin: 0; color: rgba(255,255,255,.82); font-size: clamp(19px,1.7vw,24px); }
.onncredi-breadcrumb { display: flex; flex-wrap: wrap; gap: 9px; margin-bottom: 20px; color: rgba(255,255,255,.72); font-size: .86rem; }
.onncredi-breadcrumb a:hover { color: #fff; }
.onncredi-breadcrumb span:last-child { color: #fff; font-weight: 700; }

.onncredi-form { display: grid; gap: 16px; }
.onncredi-form__row { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 16px; }
.onncredi-form__group { display: grid; min-width: 0; gap: 7px; }
.onncredi-form__label { color: var(--onn-secondary-dark); font-size: .86rem; font-weight: 700; }
.onncredi-form__input { width: 100%; min-height: 52px; padding: 0 15px; color: var(--onn-secondary-dark); background: #fff; border: 1px solid #cbd6e2; border-radius: 10px; transition: border-color .2s ease, box-shadow .2s ease; }
.onncredi-form__input::placeholder { color: #758398; }
.onncredi-form__input:focus { border-color: var(--onn-primary); box-shadow: 0 0 0 4px rgba(236,112,0,.14); }
.onncredi-form__textarea { min-height: 130px; padding: 14px; resize: vertical; }
.onncredi-form__privacy { margin: 0; color: var(--onn-text-soft); font-size: .76rem; }
.onncredi-form__checkbox { display: flex; align-items: flex-start; gap: 10px; color: var(--onn-text-soft); font-size: .86rem; }
.onncredi-form__checkbox input { width: 18px; height: 18px; margin-top: 4px; accent-color: var(--onn-primary); }
.onncredi-card-base { background: #fff; border: 1px solid var(--onn-border); border-radius: var(--onn-radius-md); box-shadow: var(--onn-shadow-sm); }

.onncredi-footer { padding: 72px 0 26px; color: rgba(255,255,255,.76); background: #0e2d52; }
.onncredi-footer__grid { display: grid; grid-template-columns: 1.5fr .75fr .9fr; gap: 48px; padding-bottom: 38px; border-bottom: 1px solid rgba(255,255,255,.12); }
.onncredi-footer-logo img { width: 86px; height: 86px; object-fit: contain; padding: 6px; background: #fff; border-radius: 14px; }
.onncredi-footer__text { max-width: 430px; margin: 18px 0 0; }
.onncredi-footer__title { margin-bottom: 17px; color: #fff; font-size: 1rem; }
.onncredi-footer__list { display: grid; gap: 11px; }
.onncredi-footer__list a { transition: color .2s ease; }
.onncredi-footer__list a:hover { color: #fff; }
.onncredi-footer__social { display: flex; gap: 10px; margin-top: 20px; }
.onncredi-footer__social a { display: inline-flex; align-items: center; justify-content: center; width: 57px; height: 57px; color: #fff; background: rgba(255,255,255,.08); border-radius: 12px; font-size: 1.45rem; transition: background-color .2s ease; }
.onncredi-footer__social a:hover { background: var(--onn-primary); }
.onncredi-footer__bottom { display: flex; justify-content: space-between; gap: 20px; padding-top: 22px; font-size: .82rem; }
.onncredi-footer__bottom p { margin: 0; }

a:focus-visible, button:focus-visible, summary:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible { outline: 3px solid var(--onn-accent); outline-offset: 3px; }

@media (max-width: 1050px) {
  .onncredi-menu-toggle { display: inline-flex; }
  .onncredi-header__cta { display: none; }
  .onncredi-nav { position: absolute; top: 100%; right: 0; left: 0; display: none; margin: 0; padding: 10px 20px 22px; background: var(--onn-secondary-dark); border-bottom: 1px solid rgba(255,255,255,.12); box-shadow: var(--onn-shadow-md); }
  .onncredi-nav.is-open { display: block; }
  .onncredi-nav__list { align-items: stretch; flex-direction: column; gap: 2px; }
  .onncredi-nav__link { padding: 12px 4px; }
  .onncredi-nav__link::after { display: none; }
  .onncredi-footer__grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 700px) {
  .onncredi-container { width: min(100% - 32px, var(--onn-container)); }
  .onncredi-header__wrapper { min-height: 74px; }
  .onncredi-logo img { width: 48px; height: 48px; }
  .onncredi-logo__tagline { display: none; }
  .onncredi-form__row, .onncredi-footer__grid { grid-template-columns: 1fr; }
  .onncredi-footer__bottom { align-items: flex-start; flex-direction: column; }
  .onncredi-page-banner::before { background: linear-gradient(135deg, transparent 65%, rgba(236,112,0,.9) 65.1%); }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}